Melissa has been in the finance industry for 22 years.  After spending time as a Vice President with a few different banks in the State of Florida, she spent a year and a half to work with and open a denovo (start up), Federally Chartered Bank.  In 2003, she left banking to run her own company that focused on offering contract processing and contract underwriting services to different broker institutions.

Melissa currently runs two branches within the Orlando Market, ACM Home Loans and Florida International Funding.  Melissa states, “I have always been a “small bank kind of gal” whose main focus is on the client and the service he or she receives.  In a world of ever changing technology, I am still a believer in personalized customer service.”Our branches specialize in all agency files such as Conventional, FHA, USDA, and VA and we offer a strong focus Foreign National and NON QM lending with our Florida International Funding branch.  Each and every loan receives our top quality over the top service!  Comes see what separates us from the rest!

NMLS: 383559 | FL – LO7391

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You will be required to create a login which links your application to our loan system. Only 1 person is to create the account at this time, additional consumers will create their own account when they receive disclosures. IMPORTANT - keep record of your login information to avoid technical issues. We appreciate your business!!!


(407) 397-7300

(407) 973-8492

(407) 650-3443



3700 34th Street, Suite 300 E
Orlando, FL 32805