Competitive rates could save homeowners thousands, experts say For many middle-aged and older homeowners with several years of equity on their homes, 2021 could be a prime time to refinance from a 30-year fixed-rate mortgage into a 15-year mortgage. The three primary reasons homeowners refinance to shorter-term loans are to save money on interest, to pay…
First-time homebuyers with an above-average tolerance for risk (and the wherewithal to do some fixing up) may be able to nab a major bargain by buying a foreclosed home. Foreclosures typically sell below market value, but there are complications to consider. How Does Buying a Foreclosed Home Work? Foreclosure occurs when a mortgage borrower fails to…
For many, the homeownership journey logically begins by trying to figure out how much house you can afford. But there’s an even better question you should ask yourself first. Instead, start by answering the question, “What do I need from my future home and why?” It’s your answer to that question that really dictates why…
Mortgage rates have fallen to a new all-time low for the fourth time this year. But there’s significant upside risk to the low rate environment, and Americans may not want to wait too much longer before locking rates in. The 30-year fixed-rate mortgage averaged 3.13% for the week ending June 18, down eight basis points…
The average U.S. rate for a 30-year fixed mortgage fell to 3.33% this week, according to Freddie Mac, as the Federal Reserve’s bond-buying program created demand for securities backed by home loans. Together with the prior week’s drop, it was the largest two-week decline since December 2008 when the Fed shocked the financial world with its first-ever…
Many small-business owners are completing their Paycheck Protection Program (PPP) loan applications and are running into common questions and roadblocks. The immediate question right now revolves around two issues: First, how do I work with my bank or find a bank to get it submitted? And second, how do I properly calculate the loan amount on the…
Give each other at-home massages. You can massage each other at home. Dave & Les Jacobs/Getty Images You can’t get a professional massage right now, but that doesn’t mean you and your partner can’t help each other relax. Light candles to set the mood and use lotions to make the massages feel legit. You’ll both feel…
SAN FRANCISCO — While the worsening coronavirus pandemic has shuttered most businesses nationwide to promote social distancing, grocery stores have remained open, putting their employees on the frontlines in a public health emergency. A worker at Steve’s C-Town in Park Slope, Brooklyn, who spoke to Yahoo News on the condition of anonymity, said he doesn’t…
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