Our team members at NP, Inc. aren’t afraid to get their hands dirty. Our own John Diggs from U.S. Mortgage of Florida – Delray Beach Branch is a proud sponsor of the environmental initiative called Community Greening. He and his team have been rolling up their sleeves and planting trees around Delray Beach, Fla.! …
Each year, mortgage lenders throughout the U.S. help millions of Americans fulfill their dream of homeownership. Today, interest rates have reached record lows, and most realtors and lenders agree it’s an ideal time to purchase a home. However, if you’re a first-time homebuyer, the lending process can seem overwhelming and confusing at times. Certain pitfalls…
Refinance Today at Record Low Rates On the day you became a homeowner, you were filled with pride and joy. It’s something you worked very hard to achieve and, under normal circumstances, planned to hold on to for many years to come. But when it becomes difficult to make your mortgage payments in these challenging…
NP, Inc. has survived the test of time in its nearly 25 years. Owner and President Tony Acquaviva’s once small, local mortgage lending business has grown substantially since it first opened its doors in 1996. Along the way, NP, Inc. has survived the subprime mortgage crisis and the 2007 banking crisis. Not only did the company survive, but it also thrived. NP, Inc. is now licensed in…
Is a mortgage refinance still on your to-do list? You’ll shrink your monthly payment, possibly by hundreds of dollars, and give your budget some breathing room during this time of economic stress. If you own a home, have a 30-year mortgage and could benefit from refinancing, it’s natural if your first thought is to pull the…
Refinancing your home to score one of today’s historically low mortgage rates has been one of the hottest homeowner trends of the pandemic. Lenders have been swamped with refi applications since last March, when the Federal Reserve shaved interest rates down to the bone as COVID-19 began its rampage in the U.S. As rates continue…
When that big change happens at the White House this Wednesday, on Inauguration Day, what will it mean for America’s other houses — and the mortgage rates used to finance them? As the country entered 2020, 30-year fixed-rate home loans were averaging 3.72%. Since then, mortgage rates hit historic lows more than a dozen times,…
One of the more borrower-friendly mortgage options is available for a wider range of homebuyers in 2021 — so you might qualify even if you need a loan for more than $800,000. Now, don’t get the wrong idea: FHA loans are still primarily intended for low-to-moderate income borrowers and are still considered a good choice…
Here’s exactly how much money you need for a down payment There’s a common misconception that you need a 20% down payment to purchase a home. But the truth is, your down payment depends on your lender, credit score and the type of mortgage you qualify for. For example, some loans require as little as 3%…
Mortgage applications to purchase a home fell 5% for the week but were 26% higher than the same week one year ago. Low rates continue to fuel refinance volume, which rose 4% for the week and was a stunning 124% higher than a year ago. What was expected to be a mundane year in the…
