Buying a home can be an exercise in frustration these days. You’ve had your heart set on home after home only to be outbid every single time. But this time, after months of disappointment, your bid is accepted, and you are over the moon. Your realtor or lender jolts you back to reality and suggests…
The idea of owning a home and all the responsibility that goes with it can be overwhelming, especially if you’re a first-time homebuyer. Buying a home requires advance financial planning, decent credit scores and savings for a down payment. But the good news is you don’t need to get stuck in an endless cycle…
Owning your own home is still one of the smartest ways to build wealth and secure a bright financial future for you and your family. And with interest rates still at historic lows, you can find some fantastic deals. Today, you can put down roots anywhere you like. Remote working has changed the landscape of…
May marks the unofficial start of summer. And one thing we all know and love about summer is time spent grilling outdoors and enjoying tons of BBQs! If you’re like most of us, you probably have a favorite BBQ recipe; you might even have family traditions passed down through generations. To kick off the summer, our very own NP, Inc. team members have shared some of…
NP, Inc. is committed to giving back to society. Our dedicated team members are involved in many different charities and organizations making a daily impact throughout our country. Our very own Jodi Brust from our U.S. Mortgage of California – Santa Rosa branch has been busy volunteering at a local animal rescue, Soft Paws Rescue.…
Our team members at NP, Inc. aren’t afraid to get their hands dirty. Our own John Diggs from U.S. Mortgage of Florida – Delray Beach Branch is a proud sponsor of the environmental initiative called Community Greening. He and his team have been rolling up their sleeves and planting trees around Delray Beach, Fla.! …
Each year, mortgage lenders throughout the U.S. help millions of Americans fulfill their dream of homeownership. Today, interest rates have reached record lows, and most realtors and lenders agree it’s an ideal time to purchase a home. However, if you’re a first-time homebuyer, the lending process can seem overwhelming and confusing at times. Certain pitfalls…
Refinance Today at Record Low Rates On the day you became a homeowner, you were filled with pride and joy. It’s something you worked very hard to achieve and, under normal circumstances, planned to hold on to for many years to come. But when it becomes difficult to make your mortgage payments in these challenging…
NP, Inc. has survived the test of time in its nearly 25 years. Owner and President Tony Acquaviva’s once small, local mortgage lending business has grown substantially since it first opened its doors in 1996. Along the way, NP, Inc. has survived the subprime mortgage crisis and the 2007 banking crisis. Not only did the company survive, but it also thrived. NP, Inc. is now licensed in…
Is a mortgage refinance still on your to-do list? You’ll shrink your monthly payment, possibly by hundreds of dollars, and give your budget some breathing room during this time of economic stress. If you own a home, have a 30-year mortgage and could benefit from refinancing, it’s natural if your first thought is to pull the…
