usmtg.com is the online brand for NP, Inc. We are a full service lender whose primary focus is to serve our customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.
“However confusing a home purchase can be, Michael and his team were always available to answer my questions and make adjustments to my loan. I am happy to recommend Michael and his team. I will use them the next time I purchase property. A really great team helped me buy my dream home.”
Is a mortgage refinance still on your to-do list? You’ll shrink your monthly payment, possibly by hundreds of dollars, and give your budget some breathing room during this time of economic stress. If you own a home, have a 30-year mortgage and could benefit from refinancing, it’s natural if your first thought is to pull the…
Refinancing your home to score one of today’s historically low mortgage rates has been one of the hottest homeowner trends of the pandemic. Lenders have been swamped with refi applications since last March, when the Federal Reserve shaved interest rates down to the bone as COVID-19 began its rampage in the U.S. As rates continue…
When that big change happens at the White House this Wednesday, on Inauguration Day, what will it mean for America’s other houses — and the mortgage rates used to finance them? As the country entered 2020, 30-year fixed-rate home loans were averaging 3.72%. Since then, mortgage rates hit historic lows more than a dozen times,…
One of the more borrower-friendly mortgage options is available for a wider range of homebuyers in 2021 — so you might qualify even if you need a loan for more than $800,000. Now, don’t get the wrong idea: FHA loans are still primarily intended for low-to-moderate income borrowers and are still considered a good choice…
