usmtg.com is the online brand for NP, Inc. We are a full service lender whose primary focus is to serve our customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.
“However confusing a home purchase can be, Michael and his team were always available to answer my questions and make adjustments to my loan. I am happy to recommend Michael and his team. I will use them the next time I purchase property. A really great team helped me buy my dream home.”
Many economists say mortgage rates will continue to trend upward this year and peak around 5 percent at most, which is still below average. Mortgage rates averaged consistently above 10 percent every year between 1979 and 1990 and then eased down to a range from 6 to 8 percent between 1992 and 1998, according to…
For millions of Americans, it might soon be easier to get a mortgage loan — or any type of loan, for that matter — especially if they fall in the 500 to 600 FICO score range or have little to no credit history at all. The change comes by way of the UltraFICO — a…
Mortgage rates dropped slightly during the week ending Nov. 1, falling back after increases in the previous period, according to the Primary Mortgage Market Survey released by Freddie Mac. The average rate for 30-year fixed-rate mortgages fell to 4.83%, with an average 0.5 point, from 4.86%. The mortgage averaged 3.94% in the same period in…
Learn about the home buying process and down-payment assistance programs.
