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WE ARE NP, INC. BUT YOU MAY KNOW US AS ...

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WELCOME TO NP, INC.

usmtg.com is the online brand for NP, Inc. We are a full service lender whose primary focus is to serve our customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.

We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.

We specialize in delivering unconventional solutions to find you the best mortgage. While we have unparalleled experience in working with high net worth individuals, we are known for treating all of our clients with our white glove concierge mortgage services.

High Debt to Income Ratios Allowed
95% on Primary Condos
1 Year of Self-Employed Tax Returns
Escrow Holdbacks for Repairs
Interest Only on Conventional Products

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Testimonials & Reviews

"Thank you, Eric.

I always felt very confident working with you that everything would be accurate and timely. I know you probably don't have to work those weekends and evenings but you did anyway, which really puts you above the other lenders. I believe you may have a new following as my own realtor said that she will be recommending you too.

Thanks for your close attention to our mortgage and the quick turn around time to my questions."

Cheryl

"We signed!!! Again, thank you for everything!!! time to get drunk!!"

Andrea

"I decided it was time to purchase my first home since relocating to Florida 5 years ago. I wasn't quite sure where to begin. I researched different mortgage brokers and found Tim Carman. Read his reviews and was impressed. So I decided to call him. Tim was extremely helpful, answered all of my questions through out the entire process. I was on limited time due to my condo lease running out and limited budget. He took on the challenge and is knowledgeable, pleasant and speaks to your level of understanding regardless if you are a first time home buyer or seasoned. He was in continuous contact with me, always gave honest advice and I received the best terms possible. Even the realtors at closing (mine and the sellers realtor) were complimenting Tim and the terrific job he does for his clients. I have recommended Tim to everyone I know and am so thankful I took the chance and gave him a call. Five stars just doesn't seem high enough. If you are in the market for a mortgage, call Tim Carman. I'm so happy I did. Thank you Tim for making a dream come true. I love my new home!"

debbie48187 Zillow review

"Omg, this is the best news of the day, OMG

Eric, I love you – Dave I love you

This was such a stressful journey, I am so grateful I had you guys by my side. To you and your team THANK YOU. YOU GUYS ARE AMAZING. This is so exciting lol thank you, thank you, thank you."

Sincia

"Tim was a great help to us from beginning to the end of the process of getting a loan. He walked us through each step and was alway positive and encouraging. We highly recommend him!"

pdjones4648 Zillow review

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