usmtg.com is the online brand for NP, Inc. We are a full service lender whose primary focus is to serve our customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle.
“However confusing a home purchase can be, Michael and his team were always available to answer my questions and make adjustments to my loan. I am happy to recommend Michael and his team. I will use them the next time I purchase property. A really great team helped me buy my dream home.”
Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to leave a small balance to carry over? – OHR Dear OHR, Paying your credit card balance in full each month can help your credit scores. There is a common myth that carrying a balance on your…
Competitive rates could save homeowners thousands, experts say For many middle-aged and older homeowners with several years of equity on their homes, 2021 could be a prime time to refinance from a 30-year fixed-rate mortgage into a 15-year mortgage. The three primary reasons homeowners refinance to shorter-term loans are to save money on interest, to pay…
First-time homebuyers with an above-average tolerance for risk (and the wherewithal to do some fixing up) may be able to nab a major bargain by buying a foreclosed home. Foreclosures typically sell below market value, but there are complications to consider. How Does Buying a Foreclosed Home Work? Foreclosure occurs when a mortgage borrower fails to…
For many, the homeownership journey logically begins by trying to figure out how much house you can afford. But there’s an even better question you should ask yourself first. Instead, start by answering the question, “What do I need from my future home and why?” It’s your answer to that question that really dictates why…
